One of our members has NO personal credit history and now needs to establish a personal credit history. Is trustworthy and employed; no jail or prison, drinking or drugs ever. Needs this loan ASAP 2023 to get a piece of equipment.

Banks and credit unions here won't lend $500 because of no credit history, so make it impossible for this member to establish a credit history. This is totally illogical, but they are too ignorant to understand that. YOU could change that by lending this person the needed $500!

Member would cheerfully pay 10% interest, preferably on a one year loan. If you want monthly payments, they would be $57.15 for a total of $685.74. If you want a lump sum in a year, you would get $686.

Thanks for your help! If you want to reduce homelessness, this is one way to help do it.